What do I do about husband financially ruining us?

What do I do about husband financially ruining us?

my husband and I have been together 6 years, married for 2. We have 2 sons together. I am a school teacher and he works for the state and holds a part time job at night. My husband has once again managed to put us in the hole financially.He mismanages his money and pays bills totally late. He went behind my back and created TWO payday loan debts totalling 1300 dollars. On top of this, he is 2 months behind on his car payment and they are threatening reposession. Since my husband has done this to us before and I worked like a dog to bail us out, I had started to take over the finances by taking majority of his full time job check and paying household bills with it. This was going fine until he comes to me today and tells me that he wont be able to give me the money for his bills this month because his account was overdrwan severly!! (NOTHING NEW) I was livid! especially since I asked him months ago to close this account and he told me he did. I can no longer have a joint checking account with him because he mismanages his money and them overdrafts the account on purpose because he knows that the charge will go through. I have saved him so many times but this time i am putting my foot down!! I am tired and refuse to borrow anymore money from my parents to clear up his ****! all he will do is start the cycle over again. I am unable to sleep and he is snoozing like a baby, of course after threstening suicide. (to manipulate me). I am at my wit's end. What should I do? I must do something in order to look out for my kids. I am starting to have so much resentment towards him because he claims that as his wife I should support him. How can I support him when he goes behind my back creating this mess for himself and doesnt tell me anything until it's too late and the bill collectors are calling nonstop. Then he says, you're my wife . I feel like I am about to have a nervous breakdown while he seems relaxed!! oh yeah

 

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What do I do about husband financially ruining us?

my husband and I have been together 6 years, married for 2. We have 2 sons together. I am a school teacher and he works for the state and holds a part time job at night. My husband has once again managed to put us in the hole financially.He mismanages his money and pays bills totally late. He went behind my back and created TWO payday loan debts totalling 1300 dollars. On top of this, he is 2 months behind on his car payment and they are threatening reposession. Since my husband has done this to us before and I worked like a dog to bail us out, I had started to take over the finances by taking majority of his full time job check and paying household bills with it. This was going fine until he comes to me today and tells me that he wont be able to give me the money for his bills this month because his account was overdrwan severly!! (NOTHING NEW) I was livid! especially since I asked him months ago to close this account and he told me he did. I can no longer have a joint checking account with him because he mismanages his money and them overdrafts the account on purpose because he knows that the charge will go through. I have saved him so many times but this time i am putting my foot down!! I am tired and refuse to borrow anymore money from my parents to clear up his ****! all he will do is start the cycle over again. I am unable to sleep and he is snoozing like a baby, of course after threstening suicide. (to manipulate me). I am at my wit's end. What should I do? I must do something in order to look out for my kids. I am starting to have so much resentment towards him because he claims that as his wife I should support him. How can I support him when he goes behind my back creating this mess for himself and doesnt tell me anything until it's too late and the bill collectors are calling nonstop. Then he says, you're my wife . I feel like I am about to have a nervous breakdown while he seems relaxed!! oh yeah

 

Auto Insurance Quote question?

What does the 250/500/100 liability coverage on the premium policy mean? Here's the auto insurance quote: 1999 Honda Accord LX [ assume a 20 year old male with Good Student Discount and Accident - Free for 3 years] Quote: Premium with Comprehensive and Collision ($500 deductible) With Multicar and Multiline Discount 1999 HONDA ACCORD TERR:003 ,AFD3YR, VSD2 RG:04 CL:5B GS - PREM BIPD 250/500/100 = $284.74 WITH P1 PIP P4 = $4.00 COMP $500 DED = $52.79 COLL $500 DED = $162.39 ERS = $2.60 R1 80%/500 = $11.60 U 250/500 =$19.40 S 1 AT 5000 =$1.20 NEW PREMIUM =$538.72 ----------------------------------------------------- If you can't read the above, then what's 250/500/100 liability coverage on a premium policy mean?

 

 

About how much would liability insurance be for a lawn care business with 2 workers?

Any idea of what liability insurance would be monthly for a brand new business that mainly mows, weedeats, and blows trimmings/leaves? Only 2 guys working (partners) the yards and one secretary/accountant.

 

 

Who do you think has the best car insurance rates?

Who do you think has the best car insurance rates?

 

 

Car Insurance for Teen Girl Estimate HELP PLZ?

How much would you estimate that insurance for a 16 year old brand new driver in a 2001 acura integra 2 door hatch back would cost with a good student driver discount? any idea? any one close to those guide lines that have an idea willing to share? Please help thanks

 

 

Why do the Cons enjoy that insurance premiums are avg. $13,000 per year?

And expected to get up to $25,000 within ten years? Do they enjoy that average Joe might spend about half of their annual income on insurance? I'm interested to know how either s bankrupt nation or an illness plagued nation is good for the country. ? These statistics are all over the news today

 

 

Can anyone explain life insurance to me?

Can you insure the whole family? As if, if any of them passes away the rest get the money?

 

 

How much is one day car insurance?

My friends and I are going to be taking a trip to a place about 3 hours away, and returning the same day. We're borrowing a car and the owner is asking us to cover one-day insurance. I've had some trouble getting some quotes and I was wondering what a ballpark range is? Less than $50?

 

 

How much might it cost to repair a scratch on a car door?

i was pulling into a parking spot when my car scratched another guys car :( I looked to see if there was a scratch but i unforutnately checked the wrong spot and saw nothing, i then got a note on my window when i returned that i had scratched parts of both his side doors :( i think the scratches are medium sized and hopefully not very deep, but other then that i have no idea how big and deep they actually are, but if you could make an educated guess, how much might my insurance or myself have to cover this scratch with? (i have farmers and the man said he would get a quote from the dealer but it might not get repaired their if the quotes too high)

 

 

What if I can't afford my car insurance payments?

I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?

 

 

Comprehensive car insurance ?

My comprehensive car insurance will be expirering next month. At the moment I'm with youi and they are asking $876 to renew it for my 2003 Mitsubishi pejaro. Pls help me to find best and cheapest insurance in Victoria Aus. Tks

 

 

Affordable Health Insurance for a single adult in Minnesota? I need help/advice!!!!?

I just moved to Minnesota and need health insurance but don't even know where to start. I know I dont qualify for Minnesota Care because I make too much. I can't get health insurance through my new job yet because I just started and will qualify for that in 6 months but I need medical help now. Any advice on what I should do?

 

 

Can i claim auto insurance or an auto loan from the bank on my taxes?

is tihs possible?

 

 

Please help! I'm looking for an affordable health coverage plan (not Healthy N.Y. or any medicaid programs-

I don't qualify for these programs.. As I make too much-but not enough to afford health insurance. My husband takes meds. everyday 3times daily. I'm getting quite scared. Can anyone help!! Thank you!

 

 

Car insurance question.?

If I buy a car from my uncle, and do not drive it do I still have to pay for insurance on it? Extra info: I only have my permit and get my license in October. So I don't plan on driving it until October. I don't want to have to pay insurance on a car I wont be driving until a couple of months. Thanks in advance.

 

 

Cheap CAR INSURANCE please! (TX)?

im 25 and single and i have a 2008 suzuki car and i drive 2 minutes to my work. can you suggest any cheap car insurance i wanna change my insurance it cost me a lot and a penny is important to me nowadays. (im not broke just want to save and save LOL) im in san antonio, tx

 

 

What steps are needed to obtain a license to sale Insurance in the State of California?

I have a college degree, but just had a baby and I'm looking to obtain a license to sale Insurance for when my son gets older so I can have a flexible schedule. What is the process in the State of California to obtain a license to sale Insurance? (car insurance, business insurance, home insurance, etc.) Is there a seperate license for each kind of insurance? or does one license cover all of them? Also, what are the steps to obtain a license? Any information would be great! (also, how long is the process of obtaining a license?)

 

 

Are VW Passats affordable cars to insure?

By affordable I mean are they good in crash tests and other factors like that which effect insurance?

 

 

Will my Geico go up after 6 months?

My Geico is only $62.84 monthly. I have the 6 month plan. I had Allstate before switching to Geico last month. I switched because every 6 months Allstate would go up by $25. I could NOT afford it! So I switched to Geico because it was $125 cheaper monthly. Everyone I've talked to said theres hasnt went up after 6 months. I have no criminal record, no tickets, no felonys no nothing, etc. So I was wondering for all you Geico customers, has Geico been good? Has it went up after 6 months? No arrogant answers, please!

 

 

Do I have to wait until after I get a car to get auto insurance?

I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?

 

 

SSN check for auto insurance - WHY ?

I've received a number of answers for the question. It seems that in a number of cases the quote that's received depends on how good or bad your credit is. What's the difference if someone has bad credit, as long as he's a good driver? Insurance premiums are paid in advance so why the credit check ?

 

 

Any ideas about how much insurance would be for this car?

I'm thinking about buying a Mitsubishi Eclipse soon. My bro has one and i drove it a few times and loved it. My current insurance company charges me $30 per month on a Loaded 2003 Ford Taurus SES. Any idea what they would charge for a sports car like an 02 5 speed manual Eclipse or Eclipse GT? And yes, i realize i could just call my company and ask them, but they dont have 24/7 calling and i don't wanna wait til tomorrow Lol Thanks in advance!

 

 

What is the average insurance rate for a 16 year old driver.?

16 year old driver with a 3.2 GPA. PLEASE GIVE ACTUAL ESTIMATED RATES, NOT A BUNCH OF PARAGRAPH TALK. I do realize I must contact my agent (dads agent) for exact amounts, and that it varies a LOT even by zipcode. But I am needing just an estimated amount to draw up some figures. I am looking at a 2009 Suzuki Equator or a 2008 Suzuki XL7. Please help! Thanks! (California)

 

 

Friend hit my car, wont give his insurance information, what to do?

Two years ago, I was sitting in a parking space waiting for my friend. He pulled in on the left side, and his right front fender crashed into my rear left quarter panel, causing some ugly damage. Long story short, I didn't get his insurance information. He said he would give it to me later. It has been two years, and the past few weeks I've really gotten on his case to get the information or for him to fix the damage. It has been excuse after excuse, and he now wont answer phone calls. I can get his license number, name and address, so I'm wondering if I need to call my insurance company or the police to get this fixed. I don't need friends like this but I'm wondering if the statute of limitations in california has run out, or if I won't have any luck calling the police. I just want the car fixed, and the damage is estimated at 500 dollars. Any ideas?

 

 

Why are Dental and Vision Insurance separate from regular Health insurance?

Why are Dental and Vision Insurance separate from regular Health insurance? I have regular health insurance one me and my kids. I also have Dental and Vision insurance on just myself, because I can't afford it for my kids. They are the ones who need it most. Why are Dental and Vision not included on Health insurance? I'm not talking about for Braces or colored contacts, but for wellness check-ups, fillings, glasses if needed, etc.

 

 

How much is unsurance for a 16 years old?

I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.

 

What do I do about husband financially ruining us?

my husband and I have been together 6 years, married for 2. We have 2 sons together. I am a school teacher and he works for the state and holds a part time job at night. My husband has once again managed to put us in the hole financially.He mismanages his money and pays bills totally late. He went behind my back and created TWO payday loan debts totalling 1300 dollars. On top of this, he is 2 months behind on his car payment and they are threatening reposession. Since my husband has done this to us before and I worked like a dog to bail us out, I had started to take over the finances by taking majority of his full time job check and paying household bills with it. This was going fine until he comes to me today and tells me that he wont be able to give me the money for his bills this month because his account was overdrwan severly!! (NOTHING NEW) I was livid! especially since I asked him months ago to close this account and he told me he did. I can no longer have a joint checking account with him because he mismanages his money and them overdrafts the account on purpose because he knows that the charge will go through. I have saved him so many times but this time i am putting my foot down!! I am tired and refuse to borrow anymore money from my parents to clear up his ****! all he will do is start the cycle over again. I am unable to sleep and he is snoozing like a baby, of course after threstening suicide. (to manipulate me). I am at my wit's end. What should I do? I must do something in order to look out for my kids. I am starting to have so much resentment towards him because he claims that as his wife I should support him. How can I support him when he goes behind my back creating this mess for himself and doesnt tell me anything until it's too late and the bill collectors are calling nonstop. Then he says, you're my wife . I feel like I am about to have a nervous breakdown while he seems relaxed!! oh yeah

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